Viksit Gujarat Industrial Policy 2026
Capital Subsidy in Gujarat under the Viksit Gujarat Industrial Policy 2026
Gujarat now pays manufacturing MSMEs 25% to 35% of their Eligible Fixed Capital Investment (EFCI) as capital subsidy, and Large, Mega and Ultra Mega units 10% to 35% — for units that start commercial production between 1 June 2026 and 31 May 2031.
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Capital subsidy under VGIP 2026, in brief
Capital subsidy under the Viksit Gujarat Industrial Policy 2026 is a grant worked out as a percentage of your Eligible Fixed Capital Investment (EFCI): 25% or 35% for MSMEs (30% or 35% in selected thrust sectors) and 10% to 35% for Large, Mega and Ultra Mega units, paid within annual and combined ceilings. It is calculated on your investment, not your loan, and paid only after commercial production starts.
What is a capital subsidy? A government grant that returns part of what a manufacturer spends on fixed assets — new building, plant and machinery, utilities and certain project infrastructure. In VGIP 2026 it is Component-1 of a three-part package; interest subsidy and power tariff subsidy are the other two, and all three share one combined ceiling.
- Operative period
- 1 June 2026 to 31 May 2031
- Calculated on
- EFCI: building, plant & machinery and related assets acquired and paid for from 1 January 2026. Land is excluded.
- MSME rate
- 25% of EFCI in Category-B talukas, 35% in Category A; 30% / 35% in selected thrust sectors
- Large and above
- 10% to 35% of EFCI by size (Large, Mega, Ultra Mega), sector and taluka
- Paid
- Micro — in one year. Small & medium — over five years. Large, Mega & Ultra Mega — equal annual instalments over 8, 10 or 12 years.
- Sanctioned by
- GM, District Industries Centre (micro & small); MSME Commissioner (medium); investment-linked committees (Large and above)
- First deadline
- MSMEs: eligibility certificate within six months of the date of commercial production, or of 25 September 2026 if later. Large units: registration before production starts (or by 8 December 2026, if later), then PEC within three months of production, registration or 8 September 2026, whichever is latest.
MSME capital subsidy rates
MSMEs get 25% of EFCI in Category-B talukas and 35% in Category A — 30% and 35% in the five selected thrust sectors. Micro units receive it in one year; small and medium enterprises over five years.
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| Taluka | Micro | Small & medium | Combined ceiling* |
|---|---|---|---|
| General sectors | |||
| Category A | 35% of EFCIpaid in one year | 35% of EFCIpaid over five years | 45%over five years |
| Category B | 25% of EFCIpaid in one year | 25% of EFCIpaid over five years | 35%over five years |
| Selected thrust sectors | |||
| Category A | 35% of EFCIpaid in one year | 35% of EFCIpaid over five years | 50%over five years |
| Category B | 30% of EFCIpaid in one year | 30% of EFCIpaid over five years | 45%over five years |
*Capital, interest and power tariff subsidy together, as a share of EFCI, over five years from the date of commercial production. The 2022 Aatmanirbhar scheme limited capital subsidy to micro units and capped it at ₹10–35 lakh; VGIP 2026 states every limit as a percentage of EFCI.
Who counts as an MSME
- Size is judged on gross fixed capital investment in plant & machinery across all your units in India: micro up to ₹2.5 crore, small up to ₹25 crore, medium up to ₹125 crore — fixed on the date the project is completed.
- Selected thrust sectors: sports goods and equipment, toys, footwear, robots and drones, plus any sector notified later.
The annual ceilings
Across all three components, small and medium enterprises can be paid at most 9% of EFCI a year in Category A and 7% in Category B (10% and 9% in selected thrust sectors). Micro units: 37% / 27% in Year 1 (38% / 33% in selected thrust sectors), then 2% a year (3% in selected thrust sectors). Amounts cut by an annual ceiling cannot be carried forward.
Large, Mega and Ultra Mega capital subsidy
Units with more than ₹125 crore in plant & machinery come under the Large, Mega and Ultra Mega scheme. Capital subsidy runs from 10% to 35% of EFCI, paid in equal annual instalments over 8 to 12 years.
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| Category | Capital | Paid over | Ceiling | Per year | Max / year |
|---|---|---|---|---|---|
| LargeGeneral sectors | 15% / 10% | 10 years | 20% / 15% | 2% / 1.5% | ₹150 crore |
| LargeThrust sectors | 25% / 15% | 8 years | 35% / 25% | 4.5% / 3.5% | ₹300 crore |
| MegaThrust sectors | 25% / 20% | 10 years | 35% / 30% | 3.5% / 3% | ₹750 crore |
| Ultra MegaThrust sectors | 30% / 25% | 12 years | 40% / 35% | 3.5% / 3% | ₹1,250 crore |
| LargeSelected thrust sectors | 35% / 30% | 8 years | 50% / 45% | 6.5% / 6% | ₹300 crore |
| MegaSelected thrust sectors | 35% / 30% | 10 years | 50% / 45% | 5% / 4.5% | ₹750 crore |
| Ultra MegaSelected thrust sectors | 35% / 30% | 12 years | 50% / 45% | 4.5% / 4% | ₹1,250 crore |
“Ceiling” is the combined ceiling for capital, interest and power tariff subsidy; “Per year” is the annual ceiling as a share of EFCI; “Max / year” is the absolute annual ceiling in rupees. No carry-forward in any category.
Large, Mega or Ultra Mega?
- Large: gross fixed capital investment in plant & machinery above ₹125 crore.
- Mega (thrust sectors only): at least ₹1,000 crore of gross fixed capital investment and 250 direct employees, plus 50 more for every additional ₹200 crore.
- Ultra Mega (thrust sectors only): at least ₹10,000 crore and 3,000 direct employees, plus 500 more for every additional ₹5,000 crore.
- A project above ₹1,000 crore that misses the employment test is assessed as Large in its sector. Mega and Ultra Mega projects can also be offered a customised package by the High Powered Committee chaired by the Chief Minister.
Thrust and selected thrust sectors
The 16 thrust sectors in Annexure-A of the Large GR (the scheme committee can add others) lift Large units to higher rates; together with the selected thrust sectors, they are the only route to Mega and Ultra Mega status. The five selected thrust sectors (highlighted) carry the highest combined ceilings at every size.
- Green energy & battery storage
- Mobility, EVs & auto components
- Capital equipment, wires & cables
- Metals, minerals, ceramics & glass
- Textiles & apparel
- Sustainability & recycling equipment
- Agro & food processing
- Chemicals & petrochemicals*
- Healthcare, medical devices & pharma*
- Semiconductor ancillaries
- Nuclear power equipment
- Vehicle scrapping
- E-waste recycling
- Textile-waste recycling
- Shipping containers
- Heavy earth-moving equipment
- Selected: sports goods
- Selected: toys
- Selected: footwear
- Selected: robots
- Selected: drones
*Chemical and pharmaceutical units must have a captive effluent treatment plant or access to a CETP.
One ceiling, three components
Capital, interest and power tariff subsidy are not added on top of each other — they share one combined ceiling. Take the full capital subsidy and exactly 10% of EFCI is left for the other two in general sectors, 15% in selected thrust sectors, and only 5% for general-sector Large units.
Capital subsidyRoom for interest + power tariffBeyond the combined ceiling
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| Segment | Capital subsidy | Combined ceiling | Left for interest + power |
|---|---|---|---|
| MSME — general sectors | 35% / 25% | 45% / 35% | 10% of EFCI |
| MSME — selected thrust sectors | 35% / 30% | 50% / 45% | 15% of EFCI |
| Large — general sectors | 15% / 10% | 20% / 15% | 5% of EFCI |
| Large, Mega, Ultra Mega — thrust sectors | 25–30% / 15–25% | 35–40% / 25–35% | 10% of EFCI |
| Large, Mega, Ultra Mega — selected thrust | 35% / 30% | 50% / 45% | 15% of EFCI |
The room is also rationed year by year. Assuming equal instalments of capital subsidy, a small or medium enterprise has about 2% of EFCI a year for interest and power tariff together (3% in selected thrust sectors); a general-sector Large unit has 0.5% a year, and nothing carries forward. Size the term loan and the expected power bill before the loan is sanctioned, not after production starts — see how the interest subsidy and power tariff subsidy fill that room.
Outside the ceiling: EPF reimbursement and electricity duty exemption are separate provisions of the GRs and do not use up this ceiling. Across all state and central schemes, total incentives cannot exceed your EFCI.
Capital subsidy calculator
Pick your unit type, sector and taluka category, then enter your expected EFCI in ₹ crore. The estimate applies the GR rates, the combined ceiling and the annual ceilings shown above — and tells you how much room is left for interest and power tariff subsidy.
Don’t know where your taluka falls? Look it up in the taluka category GR (PDF, district-wise list) or read Category A or B below. Category A carries the higher rates; if in doubt, ask us to confirm it in writing.
Estimated capital subsidy
—
Enter your EFCI (in ₹ crore) to see the estimate.
- Per year, if released in equal instalments—
- Combined ceiling—
- Left for interest + power tariff—
- Usable per year for interest + power tariff—
Indicative only — not a sanction. EFCI is fixed after asset verification, and the Provisional Eligibility Certificate initially covers up to 40% of it.
Get this estimate checkedWorked examples
Three round-figure illustrations of how the rate, the payout schedule and the ceilings interact. Actual EFCI is fixed only after asset verification.
A ₹10 crore plant in Sanand
Sanand (Ahmedabad) is a Category-B taluka. EFCI of ₹10 crore: ₹3 crore building and ₹7 crore plant & machinery.
- Capital subsidy (25% of EFCI)₹2.5 crore
- Per year, assuming equal instalments over five years₹50 lakh
- Combined ceiling (35% of EFCI)₹3.5 crore
- Left for interest + power tariff₹1 crore
- Usable per year within the 7% annual ceiling₹20 lakh
While the capital subsidy is being paid, interest and power tariff subsidy together cannot exceed about ₹20 lakh a year — plan the term loan around that.
A ₹3 crore unit in Becharaji
Becharaji (Mehsana) is a Category-A taluka. EFCI of ₹3 crore: ₹2 crore plant & machinery and ₹1 crore building — still micro, because size is judged on plant & machinery alone.
- Capital subsidy (35% of EFCI), paid in Year 1₹1.05 crore
- Year-1 ceiling (37% of EFCI)₹1.11 crore
- Room for interest + power tariff in Year 1₹6 lakh
- Room in each of Years 2 to 5 (2% of EFCI)₹6 lakh
- Combined ceiling over five years (45%)₹1.35 crore
Under the Aatmanirbhar Gujarat Scheme this unit would get no capital subsidy: that scheme pays it only to micro enterprises, defined there as plant & machinery up to ₹1 crore, and caps it at ₹10–35 lakh.
A ₹500 crore project in the Dahej belt
Vagra taluka (Bharuch), home to the Dahej industrial belt, is Category B. EFCI of ₹500 crore in a general sector, with more than ₹125 crore in plant & machinery.
- Capital subsidy (10% of EFCI)₹50 crore
- Equal annual instalments over 10 years₹5 crore
- Combined ceiling (15% of EFCI)₹75 crore
- Left for interest + power tariff₹25 crore
- Usable per year within the 1.5% annual ceiling₹2.5 crore
In a thrust sector such as capital equipment or chemicals, the Category-B capital subsidy would rise to 15% — ₹75 crore over 8 years.
What counts in EFCI — and what doesn’t
EFCI is the base every percentage is applied to: new building, plant & machinery, utilities and some project infrastructure acquired and paid for from 1 January 2026 — never land, working capital or second-hand machinery.
Counts towards EFCI
- New building, including the administrative block — at actual cost or the R&B Schedule of Rates, whichever is lower
- Compound wall, gates, internal roads, bore well, water tank and internal water and gas pipelines
- New plant & machinery, utilities, dies and moulds, with transport, foundation, erection, installation and electrification
- Captive power plant, in-premises vehicles and material handling, water purification or desalination, and pollution control plant
- Technology, design, drawings and patents — up to 10% of EFCI in plant & machinery
- DG sets up to 50% of connected load (maximum 5 MW for MSMEs, 25 MW for Large units)
- Project infrastructure such as staff housing, feeder road, dedicated pipelines, a training centre and worker buses — 50% of cost for MSMEs; for Large units 100% inside the premises and 20% outside
Does not count
- Land and land development
- Working capital, goodwill, royalty, and preliminary and pre-operative expenses
- Second-hand plant & machinery, imported or domestic
- Interest capitalised during construction
- Rented or leased assets — except constructed GIDC sheds, and for MSMEs a building they put up on their own land, a GIDC plot or land leased or rented for the incentive period
- Power plants other than captive use within the premises, and renewable-energy plants for third-party sale
- Renovation, rehabilitation or rationalisation of an existing unit (for Large units, modernisation too)
How the final EFCI is fixed. It is the lowest of the investment actually made, the cost certified in the bank’s Project Completion Certificate and the Commissionerate’s asset-verification report; for a self-financed project, the lower of a certificate from your statutory auditor, Chartered Accountant, Chartered Engineer or Company Secretary and the asset-verification report. That is why capital subsidy does not need a term loan.
The investment window. Assets count only if acquired and paid for from 1 January 2026, and until 12 months after the date of commercial production for MSMEs with up to ₹50 crore in plant & machinery, or 18 months above that. Large projects get 18 months (up to ₹1,000 crore), 24 months (up to ₹10,000 crore), 36 months (up to ₹1,00,000 crore) or 48 months beyond that.
Who is eligible: new units, expansion and diversification
New units qualify if they start commercial production within the operative period. Expansions and diversifications qualify only if they clear the GR’s investment and capacity tests.
New unit
Starts commercial production between 1 June 2026 and 31 May 2031, with Udyam Registration (MSMEs) or an IEM, MCA21 filing or other Government of India licence. Expanding at a different site also counts as a new unit if it keeps separate books and separately identifiable investment.
Expansion at the same premises
Gross fixed capital investment (excluding land) up by at least 50%, at least 60% of it in plant & machinery, and installed capacity up by at least 50%. Small, medium and large units must also have used 75% of existing capacity in one of the three preceding financial years; micro units are exempt.
Diversification
A new product line at the same premises, with gross fixed capital investment up by at least 25% for micro and small units or 50% for medium and large units, at least 60% of it in plant & machinery.
For MSMEs, an expansion becomes eligible only one year after the existing unit’s project completion or date of commercial production, whichever is later, and only while the unit remains within the MSME definition. Large, Mega and Ultra Mega units can claim for an applied project at most twice in the operative period. Renovation, rehabilitation or rationalisation of an existing unit does not qualify — nor, for Large units, modernisation.
Category A or Category B: why your taluka matters
Your taluka’s category sets the rate. Under the 2026 classification, 130 talukas are Category A, with the higher rates, and 138 are Category B.
The higher rates — for example Dholera (Ahmedabad), Becharaji (Mehsana), Dahod, and every taluka of the Botad and Chhota Udepur districts.
Most established industrial belts — for example Sanand, Vapi, Ankleshwar, Halol, Morbi, Rajkot and Vagra (Dahej).
The classification comes from GR No. IMD/HMR/e-file/9/2026/2211/I dated 8 September 2026, applies to every VGIP 2026 scheme and replaces the earlier three-way (Category I, II, III) system. A project spread across two talukas belongs to the one holding the largest share of its land. Newly created talukas can differ from their neighbours — Nanapodha, carved partly out of Vapi, Kaprada and Pardi, is Category A while Vapi is Category B — so we confirm the category for your exact location in writing before you file.
Download the taluka category list (GR annexure, PDF)District-wise list of all 268 talukas — find yours before you plan.
How to claim capital subsidy: steps and deadlines
Capital subsidy is claimed after production starts, but every deadline runs from the date of commercial production — and the structuring has to happen before you invest.
Register — Large, Mega and Ultra Mega units
Registration with the Industries Commissionerate is mandatory, with the IEM, proof of land possession, GPCB consent to establish where applicable, the detailed project report and any term-loan sanction.
Before production starts, or by 8 Dec 2026 if laterInvest inside the eligible window
Acquire and pay for assets from 1 January 2026. After the date of commercial production, MSMEs have 12 or 18 months to complete the investment; Large projects 18 to 48 months.
Assets paid for from 1 Jan 2026Start commercial production
The date of commercial production (DoCP) is the date of the first commercial sale bill for the product the project was set up to make — for an expansion, the first sale bill from the new project.
DoCP starts every clockApply for the eligibility certificate
Apply for a Provisional Eligibility Certificate (PEC), issued for up to 40% of EFCI, or go straight to the Final Eligibility Certificate (FEC) if the investment is complete.
MSMEs: 6 months from DoCP (25 Mar 2027 at the earliest) · Large: 3 months from DoCP or registration (8 Dec 2026 at the earliest)Asset verification and sanction
The Commissionerate verifies the assets and fixes EFCI. Micro and small units are sanctioned by the GM, District Industries Centre, medium units by the MSME Commissioner, and Large units by the committee for their investment size.
Disbursement
Micro units receive the subsidy in one year, small and medium units over five years, and Large units in equal annual instalments over 8 to 12 years. The unit must stay in continuous production for the whole incentive period.
Late is expensive. An MSME that files its FEC after the six-month limit, but within two years, has both the incentive period and the amount cut in proportion to the delay; after two years the claim is not entertained. For Large units the outer limit is one year.
Old scheme or new? Your six-month option window
If your unit had not started commercial production before 1 June 2026, you can opt for the old Aatmanirbhar Gujarat Scheme instead of VGIP 2026 by applying within six months of the relevant GR — by 25 March 2027 for MSMEs, 8 March 2027 for Large units. The choice is final; after the window, VGIP 2026 applies.
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| Aatmanirbhar Gujarat (2022) | VGIP 2026 | |
|---|---|---|
| Operative period | 5 Oct 2022 – 4 Oct 2027 | 1 Jun 2026 – 31 May 2031 |
| MSME upper limit (plant & machinery) | ₹50 crore | ₹125 crore |
| Capital subsidy — who gets it | Micro enterprises only (plant & machinery up to ₹1 crore) | Micro, small and medium |
| Capital subsidy — amount | 10–25% of the term loan by taluka category, up to ₹10–35 lakh | 25–35% of EFCI (30–35% in selected thrust sectors) |
| Linked to | Term loan | Eligible fixed capital investment |
| Interest subsidy | 5–7% by taluka, up to ₹25–35 lakh a year, 5–7 years | 7% (8% for eligible MSMEs), 5 years, up to 10% of EFCI (20% in selected thrust sectors) |
| Taluka categories | Three (I, II, III) | Two (A, B) |
- Started production before 1 June 2026: you stay on the Aatmanirbhar Gujarat Scheme and cannot opt for VGIP 2026.
- Not in production before 1 June 2026: you may opt for the old scheme by applying within six months of the relevant GR — by 25 March 2027 for MSMEs and 8 March 2027 for Large units — and only if commercial production starts by 4 October 2027.
- The better choice depends on your numbers: for some units the old scheme’s net SGST reimbursement may still outweigh the new capital subsidy. We model both before you exercise the option.
Where capital subsidy claims get cut
In our experience, capital subsidy is lost more often to procedure than to eligibility — a missed filing deadline, an asset bought outside the investment window or wrongly classified, or a condition breached after sanction.
- Filing late.Eligibility-certificate windows are six months for MSMEs and three for Large units; late FECs are cut in proportion.
- Assets outside the window.Anything paid for before 1 January 2026, or after the eligible investment period, drops out of EFCI.
- Counting the wrong costs.Land, working capital, pre-operative expenses, capitalised interest and second-hand machinery are excluded.
- An expansion that misses a test.Check the 50% investment, 60% machinery, 50% capacity and 75% utilisation tests before you invest.
- Employment conditions.At least 85% of all employees, and 60% of managers and supervisors, must be domiciled in Gujarat.
- Stopping production or stacking subsidies.The unit must stay in production unless a stoppage beyond its control is condoned; state and central incentives together cannot exceed EFCI. On breach, disbursed subsidy is recoverable with 18% interest a year.
How we help with capital subsidy
NeoApex Saver Pvt Ltd (formerly Apex Consultants) has worked on Gujarat industrial incentives for over two decades. On a capital subsidy file we:
- Confirm taluka category, MSME or Large status and sector against the GRs — in writing, before you commit capital
- Model the capital, interest and power tariff mix within the combined and annual ceilings
- Structure EFCI: which assets go in, which stay out, and the invoices and payment proofs behind each
- File registration, PEC and FEC applications inside their windows, and support asset verification through to every instalment
Capital subsidy in Gujarat: frequently asked questions
What is the capital subsidy under the Viksit Gujarat Industrial Policy 2026?
It is a grant worked out as a percentage of your Eligible Fixed Capital Investment (EFCI): 25% (Category B) or 35% (Category A) for MSMEs in general sectors, 30% or 35% in the five selected thrust sectors, and 10% to 35% for Large, Mega and Ultra Mega units, paid within annual and combined ceilings. It applies to units that start commercial production between 1 June 2026 and 31 May 2031.
Do I need a term loan to claim capital subsidy?
No. Under VGIP 2026 capital subsidy is calculated on EFCI, not on a loan. The MSME GR expressly covers self-financed projects, whose investment is certified by a statutory auditor, Chartered Accountant, Chartered Engineer or Company Secretary. A term loan matters only for the interest subsidy.
Is there a rupee limit on MSME capital subsidy?
The MSME GR sets capital subsidy only as a percentage of EFCI, within the combined and annual ceilings; it does not specify a separate rupee cap. Large, Mega and Ultra Mega units have absolute annual ceilings of ₹150 crore to ₹1,250 crore across all components.
Can I claim capital subsidy and interest subsidy together?
Yes. You can combine capital, interest and power tariff subsidy, but all three share one ceiling: 45% (Category A) or 35% (Category B) of EFCI for MSMEs, and 50% or 45% in selected thrust sectors. After the full capital subsidy, 10% of EFCI remains for interest and power tariff in general sectors and 15% in selected thrust sectors.
How do I know whether my taluka is Category A or B?
Check the annexure to GR No. IMD/HMR/e-file/9/2026/2211/I dated 8 September 2026, which lists 130 Category-A and 138 Category-B talukas across 34 districts. Most established industrial belts, such as Sanand, Vapi, Ankleshwar and Morbi, are Category B; Dholera and Becharaji are Category A.
Do MSMEs in thrust sectors like chemicals or textiles get a higher capital subsidy?
No. The MSME GR gives higher rates only to the five selected thrust sectors — sports goods, toys, footwear, robots and drones. The 16 thrust sectors in Annexure-A, such as chemicals, textiles and capital equipment, matter for Large, Mega and Ultra Mega units.
Does an expansion of an existing unit qualify?
Yes, if gross fixed capital investment (excluding land) rises by at least 50%, with at least 60% of it in plant and machinery, and installed capacity rises by at least 50%. Small, medium and large units must also have used at least 75% of existing capacity in one of the three preceding financial years. Renovation, rehabilitation or rationalisation alone does not qualify (for Large units, modernisation too).
We started production in April 2026. Can we claim under VGIP 2026?
No. A unit that commenced commercial production before 1 June 2026 stays under the Aatmanirbhar Gujarat Scheme. Units not in production before that date can opt for the old scheme by applying within six months of the relevant GR; the choice is final, and after the window VGIP 2026 applies.
What is the deadline to apply for capital subsidy?
MSMEs must apply for the Provisional or Final Eligibility Certificate within six months of the date of commercial production, or of 25 September 2026 if that is later. Large, Mega and Ultra Mega units must register with the Industries Commissionerate before production starts (or within three months of 8 September 2026, if later) and apply for the PEC within three months of production, the registration certificate or 8 September 2026, whichever is latest. Late final applications are accepted only with a proportionate cut.
Is land included in EFCI?
No. Land and land development, working capital, preliminary and pre-operative expenses, capitalised interest, second-hand machinery, and rented or leased machinery and buildings are excluded — though GIDC sheds count, and MSMEs can count a building they put up on land leased or rented for the incentive period. Units in selected thrust sectors, and Ultra Mega units, separately get 100% of the stamp duty and registration charges on project land reimbursed, outside EFCI.
Download the Government Resolutions
Every VGIP 2026 figure on this page comes from three Government Resolutions of the Industries & Mines Department. Read them yourself — or send us your project and we will read them for you.
Scheme for assistance to MSMEs
GR No. IMD/Capital, interest and power tariff subsidy, EPF, CGTMSE, rent and the other MSME components.
Download PDFScheme for Assistance to Large, Mega and Ultra Mega Industries
GR No. IMD/Definitions, incentive matrices for every category, registration and PEC/FEC rules, thrust-sector list.
Download PDFCategory-wise classification of talukas
GR No. IMD/District-wise annexure of the 130 Category-A and 138 Category-B talukas that set the rates.
Download PDFSources. Industries & Mines Department, Government of Gujarat — the three Government Resolutions above, read in full. Old-scheme figures refer to the Aatmanirbhar Gujarat Scheme for assistance to MSMEs (GR MIS-102022-1271(1)-I(Ch) dated 05.10.2022). Rates are the maximums the GRs allow; your entitlement is fixed by the sanctioning authority after asset verification. Worked examples use round figures and our reading of the GRs’ ceilings. The MSME Commissioner may issue separate implementation guidelines (para 22.5 of the MSME GR); we update this page when they appear. Useful official portals: Industries Commissionerate, Gujarat and the Investor Facilitation Portal.
Know your number before you commit capital
Tell us your taluka, investment and loan plan. We’ll map your capital, interest and power tariff subsidy under VGIP 2026 — and the deadlines that protect it.